global economy continues to storm.It brooks Greece and Spain have joined the disaster.It is possible that very soon joined the ranks of the losers and the expense of other European countries.It is not surprising that in this situation the euro falls against major world currencies and, according to some experts, in a few months can catch up with the US economy continues to dollarom.Mirovuyu storm.It brooks Greece and Spain have joined the disaster.It is possible that very soon joined the ranks of the losers and the expense of other European countries.It is not surprising that in this situation the euro falls against major world currencies and, according to some experts, in a few months can catch up with the US dollar.
would seem that for the majority of our fellow citizens regarding the relationship between currency on the world market - something very distant and little related to everyday life.However, this is not quite true.At least during the holiday season.
Admittedly, the economic crisis has taug
As to be with their savings during the holidays, so do not be returning with nothing, or more precisely - considerably shrunken Potbelly?
Experts advise not to panic and keep the money in the currency in which the citizen receives income and provides the bulk of the costs.For most of our compatriots is the Russian ruble.
overcomes many now wish to use the reshuffle in the foreign exchange market and "play" on the difference in rates in the hope of finding the most advantageous currency for their savings.However, ordinary citizens, and it is better not to think."To sell a currency on the decline, in this case, the euro, too late" - warns the president of the Association of Russian Banks Garegin Tosunyan.According to him, in April last year, when the ruble fell, all massively buying dollars and euros.Then the dollar began to fall.Now both currencies have returned to their original positions, but falls euros."If someone is planning to buy a currency today, and two weeks to sell, throw the calculations of head Any speculation through currency exchange is always more expensive, unless you are operating in tens and hundreds of thousands of conventional units.", - Says Tosunyan.
is quite another thing when you go on holiday abroad.In this case, economists advise to issue multi-currency credit card.You can use it to pay in rubles, dollars or euros, depending on the order in which country you are traveling.Furthermore, there are plastic cards, which can accumulate only the dollars or Euros alone.At traveling abroad it is convenient, because you can control how much money you have no account.If you open a card account in rubles, while abroad, you will have all the time to carry out conversion in accordance with the current rate, in order not to exceed the limit.
use of bank cards for the majority of Russians is no longer a exotic, but while on a trip, a certain amount should still be in the form of cash.Even in developed countries, credit cards are accepted everywhere.For example, cash may be needed during the trip by taxi.Small cash may need to tip, or in the case of unexpected expenses, for example, when you call the doctor.
To avoid becoming a victim of fraud, specializing in theft from bank cards at time of travel it is advisable to open a special card account and transfer it exactly the amount that you are willing to spend.And certainly do not pay the card on which lie all your savings.By the way, in case of questionable attempts to withdraw money from abroad, the bank blocks the card, so even if the fraudsters will not be able to steal from you, you can still temporarily left without money.The fact that the unlocking process will take some time, and only after treatment in your personal bank.