Bank debtors threaten prison

Thursday released a number of State Duma deputies of the bill, which allows to imprison unscrupulous borrowers, bad debts loans larger than 10 thousand rubles.But this idea faced stiff criticism from the parliamentary majority represented by edinorossov.V Thursday released a number of State Duma deputies of the bill, which allows to imprison unscrupulous borrowers, bad debts loans larger than 10 thousand rubles.But this idea faced stiff criticism from the parliamentary majority represented by United Russia.

The bill amending the Criminal Code, was prepared by a group of deputies headed by a member of the Committee on Financial Markets Anatoly Aksakov and Senator Gleb Fetisov.This innovation provides for criminal liability for individuals for the provision of Statement "false information" to obtain credit - for example, incorrect data about wages, employment or use of false documents.

In addition, it is proposed to reduce from 250 thousand to 10 thousand rubles, the level of debt at which the anti-defa

ulter borrower can be prosecuted.Authors of the bill going to make it to the State Duma before the end of the week.

As noted by RIA "Novosti", now overdue debt on loans in banks' portfolios was 2.1%, while loans to individuals - 3.2%.

Meanwhile, having a majority in parliament, the party "United Russia" is not going to support the new tougher laws.This was announced on Thursday, the speaker of the State Duma, the Chairman of the Supreme Council of United Russia Boris Gryzlov.

"The severity of penalties must be proportionate to the offense in this case, it is clearly overestimated Of course, today it is necessary to support the Russian banking system, and it is already being done, but we can not shift the problems of the banks on the shoulders of citizens..", - Said Gryzlov.

Andrei Isayev, chairman of the Labor and Social Policy

State Duma Committee comes to mind Stalin's law of spikelets, which, if found to have a collective farmer, put him in jail.If these amendments would be accepted - and I am sure that this will not happen - in "at risk" would have been virtually all borrowers, even those who took some of express loan to buy a cheap mobile phone.Meanwhile, the situation in life there are all sorts.Someone had lost his job, someone cut the salary and so on.Do such people criminals - in itself a crime.

Andrei Makarov, deputy chairman of the State Duma Committee on Budget and Taxes

Naturally, the person should be held accountable for their actions.He took the credit - whether it is good to return, preferably in time.But the decline of "responsibility strap" to 10 thousand hard to explain anything other than ignorance of existing legislation.In fact, today almost all loan agreements there are points on which, if the borrower delays payment, it pays penalties.This is quite an effective measure.If a person, in principle, does not want to pay, in the Civil Code spelled out all procedures to make him do it in the framework of a civil rather than criminal proceedings.Finally, if the amount owed is 250 000 rubles and the court finds that a citizen does not knowingly want to pay this money may come and criminal liability.

Vyacheslav Volodin, State Duma Deputy Speaker, Secretary of the Presidium of the General Council of "United Russia"

First, this bill creates a preference to the banking sector, rather than the person.Second - to criminalize for failure to return the loan in the amount exceeding 10 thousand rubles in the form of imprisonment for up to two years -. Not fair.We are under no circumstances we will not vote in favor of this initiative becauseit is not just in relation to man.